Royal Caribbean updated the policy limits for the travel insurance it offers through its own program, with both medical coverage and luggage protection receiving higher caps, according to reporting by Cruise Hive published June 5. The cruise line did not announce the changes with a press release, but the updated figures appeared on its website and were flagged by passengers comparing pre-trip coverage options.
The adjustment comes as medical costs at overseas ports and during air travel have continued to rise, and as more passengers factor trip protection into their booking decisions after several years of high-profile itinerary disruptions. Royal Caribbean's in-house insurance competes with third-party cruise travel policies that many passengers buy independently, and raising coverage limits makes the onboard offering more competitive without requiring passengers to shop elsewhere.
No change to the premium pricing of the policies was disclosed alongside the coverage limit increase. Passengers with existing bookings who have already purchased the old plan should check whether they need to upgrade or whether the new limits apply automatically to their policy. The cruise line recommends travelers review coverage details on its website or through their travel advisor.